How Stock Split is Different from Stock Dividend?

Stock dividends are given to the shareholders in the form of additional stocks. These may be given as a replacement to cash dividend or in addition to the cash dividend. Stock split simply means dividing one share into number of shares without changing the paid-up capital. It causes the decrease in the value of per share but the total number of shares of the shareholder gets multiplied.

Personal Finance

October 20, 2022

Current Account or Savings Account! Where You Should Keep Your Money?

Most of us know about the savings account because almost everyone uses these type of accounts but few of us know about the current accounts. You should know the features and benefits of both type of accounts so that you can use the appropriate type of account as per your requirements. The savings account is used for savings purposes while the current account is used for business purposes. The benefit of savings account is that a fixed interest is provided on the deposits of these accounts while no interest is paid in the current account. One of the benefit of current account is that overdraft facility is available in these accounts while no such facility is available in savings account. Savings account is suitable for salaried people, professionals, senior citizens, etc. while the current account is useful for businessmen, firms, associations, trusts, etc. for business transactions.

Personal Finance

September 30, 2022

What is Credit Score and why is it Important?

A credit score is a three-digit number that measures a customer’s trustworthiness. It is used by the lenders to predict whether you will be able to repay your loan on time or not. Higher the credit score, the more favorable will be the credit terms.

Personal Finance

September 25, 2022

Know About the Charges & Processing Fee on Personal Loans

Personal loans are different from other type of loans such as education loan, home loan, vehicle loan, etc. which serve a specific purpose. Borrowing personal loan becomes inevitable in some situations. But the cost of borrowing personal loan is more as compared to other loans. There are some fee and penalty that are levied on the personal loans.

Personal Finance

September 25, 2022

Should You Take Personal Loan?

A personal loan is the money borrowed by an individual for his/her personal need. There may be many circumstances when you may need personal loan like medical emergency, marriage expanses, home repairs, vacation costs or any other unexpected situation. These loans are different from other type of loans such as education loan, home loan, vehicle loan, etc. which serve a specific purpose. Borrowing personal loan becomes inevitable in some situations.

Personal Finance

September 20, 2022

All You Need to Know About Crowdfunding

Crowdfunding is a method of raising fund for financial projects or businesses from a large number of people through online platform. This method is mostly used by the start- up companies or the businesses which are at their growing stage and need fund. There may be other purposes of crowdfunding, such as, medical emergency or a social cause.

General

September 18, 2022

Investing While You are a College Student Can Transform Your Life! Here are Few Tips

If you are a college student, then you have the unfair advantage of time which is crucial for creating wealth. It is not the amount but the time up to which you can remain invested which makes all the difference. You also have risk taking capacity while you are a student which along with time makes a deadly combination for creating long term wealth.

College Investor

September 16, 2022

Things to Keep in Mind Before Taking Education Loan

Today, the cost of education, especially higher education has increased immensely. If you are taking admission in a premier institution of the country or going to study abroad, then the cost of education become unaffordable for many parents. In such scenarios, considering the education loan becomes unavoidable. Before taking the education loan, taking care of certain things is important.

College Investor

September 7, 2022

Equity Investment! Pros and Cons

Equity investment or you can say investment in stocks or shares, is an asset class which is generally considered risky investment by the retail investors. But there are many advantages of investment in equity, which makes this asset class apex of all other investment avenues.

Personal Finance

September 5, 2022

Real Estate Investment! Pros and Cons

Real estate, a traditional asset class which is considered a safe option for investment giving best returns in long term has been the preferred choice of investors since ancient times. This asset class comes with many advantages as well as disadvantages. Investing in this asset class means you are investing in properties. There are mainly two types of properties. Residential properties like houses, rental properties and non- residential (commercial) like shops, office spaces, malls, etc.

General

How Stock Split is Different from Stock Dividend?

Current Account or Savings Account! Where You Should Keep Your Money?

What is Credit Score and why is it Important?

Know About the Charges & Processing Fee on Personal Loans

Should You Take Personal Loan?

All You Need to Know About Crowdfunding

Investing While You are a College Student Can Transform Your Life! Here are Few Tips

Things to Keep in Mind Before Taking Education Loan

Equity Investment! Pros and Cons

Real Estate Investment! Pros and Cons

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