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Category / Personal Finance
Demat account
February 9, 2023
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Why You Need a DEMAT Account?

A Demat account is similar to a bank account but with the difference that in this account physical money is not held. Whenever you trade any stocks or securities, these share certificates and securities are held in your Demat account in electronic form. In the old days’ shares, bonds, government securities were traded in the...
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Personal Finance
Stock Dividend vs Stock Split
November 1, 2022

How Stock Split is Different from Stock Dividend?

Stock dividends are given to the shareholders in the form of additional stocks. These may be given as a replacement to cash dividend or in addition to the cash dividend. Stock split simply means dividing one share into number of shares without changing the paid-up capital. It causes the decrease in the value of per share but the total number of shares of the shareholder gets multiplied.
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Personal Finance
current account vs savings bank account
October 20, 2022

Current Account or Savings Account! Where You Should Keep Your Money?

Most of us know about the savings account because almost everyone uses these type of accounts but few of us know about the current accounts. You should know the features and benefits of both type of accounts so that you can use the appropriate type of account as per your requirements. The savings account is used for savings purposes while the current account is used for business purposes. The benefit of savings account is that a fixed interest is provided on the deposits of these accounts while no interest is paid in the current account. One of the benefit of current account is that overdraft facility is available in these accounts while no such facility is available in savings account. Savings account is suitable for salaried people, professionals, senior citizens, etc. while the current account is useful for businessmen, firms, associations, trusts, etc. for business transactions.
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Personal Finance
personal loan
September 25, 2022

Should You Take Personal Loan?

A personal loan is the money borrowed by an individual for his/her personal need. There may be many circumstances when you may need personal loan like medical emergency, marriage expanses, home repairs, vacation costs or any other unexpected situation. These loans are different from other type of loans such as education loan, home loan, vehicle loan, etc. which serve a specific purpose. Borrowing personal loan becomes inevitable in some situations.
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Personal Finance
August 29, 2022

Is Investing in an IPO a Right Choice?

The full form of IPO is initial public offering. When a company sells its shares first time directly to the public then it is call an IPO. When a startup or the company which is in business form a long time grows in size then to keep pace of growth and to further expand the companies across other cities or countries or to tap other national or international markets, the company needs funds. This fund may be obtained either in the form of loan or equity. Public buy the shares of the company and give money to the company which is utilized by the company to further expand or to run its day to day operations.
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Personal Finance
August 20, 2022
REIT! Indirect investment in Real Estate with small amount of money
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August 18, 2022
Corporate Bond Funds, their Features and Benefits
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REIT! Indirect investment in Real Estate with small amount of money

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